Co-ownerOS™ Pricing
Whether you plan to co-buy a home or already co-own, manage homeownership together with confidence.
- 2 – 4 co-buyers or co-owners (friends, family, partners); children, renters, and non-title holders excluded.
- U.S. residential property up to four units.
Everything your group needs to co-buy or co-own with confidence
Every subscription includes ID verification and blockchain-anchored smart contracts for authentication, security, and peace of mind.
Governance workflow
• Plan and build consensus before you close.
• Streamline complex decisions with guided steps.
• Get expert guidance and info on demand.
• Simplify collaboration and communication.
• Stay aligned on terms, finances, ownership, risks, and exit strategy.
Co-ownership Agreement
• Protect relationships, finances, and your property investment.
• Co-create, digitally sign, share, and update any time — skip $10K+ in legal fees.
Memorandum of Agreement
• Record ownership and strengthen protections without exposing private details.
• Co-create, digitally sign, share, and update any time — keep public records clean.
Document Vault
• Securely store and organize all files, records, and receipts in multiplayer mode.
• Maintain a single source of truth to avoid disputes and version confusion.
Co-owner Dashboard
• Monitor property value and ownership metrics in real time.
• Get actionable insights to guide financial and ownership decisions.
...and you’ll help shape new features as Co-ownerOS™ evolves.
Ready to get started? Get Your Annual Pass →
CoBuyer success stories
"Our questions were around how is this going to work? What will it actually look like? And is there any liability?
Having that step-by-step process was great."
"I didn't really know where to start because we had different financial situations. How would that work out?
CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together."
"Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom!
We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way."
"We didn't know how long it was going to take or what the process was going to be like not being married.
We wanted to do it intelligently and safely for both of us.
It was nice to have somebody to help guide us. CoBuy was great!"
"You want to know that you’re taking care of yourself and your co-owner.
CoBuy answered questions that we didn't even know we had.
You can make it happen. CoBuy is 100% the company I'd recommend to do that work with."
"We decided to use CoBuy’s expertise to help us navigate the process.
I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done."
Don't wing it.
Wing it | Attorney-drafted |  Co-ownerOS™ ANNUAL PASS | |
|---|---|---|---|
| Cost | $0* | $7.5k-$15k+ | $400/year |
| Time to Agreement | Never | 4-12 weeks | 45 minutes |
| Updates & Changes | Chaos | $1,500+ each | Unlimited |
| Prevents Disputes | No | Unlikely | Yes |
| Group Alignment | None | None | Continuous |
| Lifecycle Support | None | One-time | Full journey |
Sources: ABA 2024, Thomson Reuters 2025, CoBuy Research
Frequently asked questions
Have other questions? Drop us a note to hello@cobuy.io.
Yes — if your 2–4 person group is planning to co-buy a home or already co-owns residential property in the United States.
Co-ownerOS™ works for friends, family, partners, and mixed groups who want to protect relationships, reduce risk, and manage shared ownership like pros — all for $400/year with the Annual Pass.
Perfect. Co-ownerOS™ is built for co-buyers preparing to purchase.
• Align budgets, contributions, and ownership percentages
• Draft and digitally sign your Co-ownership Agreement and Memorandum of Agreement before closing
• Keep all documents and decisions in one secure place from first brainstorm through exit
If you’re new to co-buying, our free online course is a great primer.
Co-ownerOS™ is the all-in-one home co-ownership platform that helps you:
🤝 Streamline group decisions with a guided governance workflow
💸 Plan and document finances, expenses, and shared payments
📝 Create a legally sound Co-ownership Agreement in about 45 minutes
✍️ Digitally sign from anywhere
🔐 Securely store agreements, receipts, and property documents in your Document Vault
🚪 Plan and document your exit strategy
🪄 Update agreements anytime as circumstances change
You’ll avoid guesswork, prevent conflict, save $1,000s in legal fees, cut 120+ hours of admin, and protect your relationships, investments, and your home.
Currently not for:
• Groups of 5+ co-buyers/co-owners (excluding children, dependents, renters)
• Co-ownership of land, tiny homes, or multi-family homes with 5+ units
• Properties located outside the United States
If you’re thinking about co-buying a home, Co-ownerOS™ is the best place to structure your plan, align your group, and draft your agreements before you buy.
Co-ownerOS™ is designed to support your group throughout the entire co-ownership lifecycle — helping you make decisions, track finances, keep agreements current, and manage documentation.
If you choose not to renew your Annual Pass subscription:
• You’ll lose access to the platform’s tools, workflows, and update capabilities
• You can still download, share, and print all versions of your Co-ownership Agreement and Memorandum of Agreement during your active subscription
• You can request a full export of all documents, files, records, and receipts stored in your Document Vault
Your data is always yours — but the ongoing ability to adapt, update, and protect your arrangements is only available with an active subscription.