Co-ownership Risk Calculator

A free tool from CoBuy - the experts in home co-ownership.

Understand Your Co-ownership Financial Risk

When you buy a home with friends, family, or partners, you're exposed to significant financial risk that most co-buyers don't realize until it's too late. Our free risk calculator analyzes real court records and foreclosure data to show your potential dollar exposure across key risk areas:

  • Payment disputes: 36% of households struggle with expense disagreements
  • Forced sale/foreclosure: 27% average loss in foreclosure situations
  • Legal battles: Common when no agreements exist
  • Death/illness: 5-7% loss on rushed estate sales
  • Relationship breakdown: Money issues strain relationships

Enter your home value and number of co-owners below to see your specific risk exposure and learn how Co-ownerOS™ can help protect your investment.

How We Calculate Your Co-ownership Risk

Our calculator uses California and Texas court records, as well as federal foreclosure data, to estimate potential financial exposure. Traditional co-ownership agreements can't handle real-life changes, leading to expensive legal battles or forced sales at below-market prices.

Co-ownerOS™ Protection helps co-owners navigate disputes, plan exits, and maintain clear financial records—typically reducing risk exposure by 60-90% compared to static agreements.

Why This Matters: The median home price means most co-ownership groups have $200,000+ at stake. Even small percentage losses from disputes can cost tens of thousands per person.

Ready to protect what matters? Start your co-ownership journey today.