Homeownership with friends, simplified
Co-ownerOS™ is an app for friends to manage co-ownership. Plan, protect, and track in one place.
Co-owning with buddies is complicated.
With Co-ownerOS™, it's easy.
We’ve spent 41,500+ hours and helped hundreds of friends navigate co-ownership to bring you Co-ownerOS™.
Streamline decision-making
Tackle big decisions—and little ones, too—with expert guidance at every step. Co-ownerOS™ makes it easy to discuss and get on the same page about finances, ownership interests, rights and responsibilities, risk-handling, and more.
No guesswork, no going around in circles.
Create customized agreements
Friendship is awesome, but it's not a legal framework. Co-ownerOS™ helps you get everything in writing to clarify mutually-agreed terms and protect each other.
Create your Co-ownership Agreement
Generate a Memorandum of Agreement
Digitally sign to execute from anywhere
Update anytime with a few taps
Plan for the future
Define your exit strategy to ensure a smooth transition for the eventual sale, transfer, or unwind of your co-ownership arrangement.
With a solid plan, friendships grow and everyone wins.
Manage paperwork, like a boss
Keep track of all your important files, records, and receipts related to co-ownership in one place. Your secure document vault provides easy access, sharing, and version control.
Blockchain authentication from each co-owner adds transparency and ensures your docs are always there when you need them.
How it works
Plan, manage, and track co-ownership with friends—together.
Don't wing it.
Wing it | Attorney drafted agreements |  Co-ownerOS™ Beta | |
|---|---|---|---|
| Cost | TBD | Up to $10k | $24/month/co-owner |
| Risk level | High | High | Low |
| Protection | None | Low | Strong |
| Guidance | None | Minimal | Ongoing |
| Support | None | None | Ongoing |
💪 No guesswork, more upside.
Save $10k on upfront legal fees
Save 120 hours a year on admin
Avoid conflict, court, and probate
FAQs
Your questions, answered.
Co-ownership is when two or more people who are not married to one another own a home together.
Friends, family members, couples—or any combination—can own a home together.
Co-ownership is sometimes called shared homeownership or joint homeownership.
Co-ownerOS™ is an app to help you plan, structure, and manage co-ownership together efficiently and effectively.
With Co-ownerOS™, you’re able to manage co-ownership like a pro:
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime
Co-ownerOS™ puts you in control over the full co-ownership lifecycle.
• Avoid guesswork and conflict
• Save $1,000s on legal fees
• Save 120 hours a year on admin
• Protect relationships, investments, and the home
Why wing it when you can de-risk, protect, and build wealth?
Co-ownerOS™ helps folks who own a home together:
• Friends
• Relatives
• Unmarried couples
• Combined groups
We're currently setup for:
1. Folks who co-own a home in the US or are under contract on a home purchase.
2. Groups of up to four co-owners, excluding children, dependents, and anyone not on Title to the property.
We're working to expand our offering.
Co-ownerOS™ subscription pricing:
$30 $24 / user / month, paid yearly
= 20% off full price for Beta Batch #2*
Less than $1 a day to protect your home, relationships, and investment.
* Limited offer. First-come, first-served. Check out Pricing.
A Beta is when our app is opened up for more people to try. During this phase, we invite a broader group to use the web app, provide feedback, and help guide product development.
Co-ownerOS™ Beta is live! Join the waitlist here.
Co-ownerOS™ is a dynamic tool to support you in managing co-ownership over time.
It helps you navigate decisions, plan finances, keep agreements up-to-date, manage documentation, and handle changes with ease.
If you decide not to renew your subscription, you’ll lose access to Co-ownerOS™, but:
• You can download, share, and print all versions of your Co-ownership Agreement and Memorandum of Agreement anytime during your subscription.
• You can request an export of all documents, files, records, and receipts stored in your Document Vault.
Your data is yours!
Of course, we hope you’ll find that Co-ownerOS™ continues to provide value for your co-ownership journey.
We created a course just for you: How to CoBuy a Home with Friends, Family, or Your Partner.
Our co-owners say it best
Peggy, Terry, Ray
Friend Co-owners
Skyler & friends
Friend Co-owners
What things should we talk through? What are all of the risk factors? What are the exit strategies? What levers can you pull along the way? The potential for either of us to get into a long term committed relationship could complicate the situation.
CoBuy makes it easy. 100% recommend."
Amber, Nate
Friend Co-owners
✨ Get early access
Join Co-ownerOS™ Beta Batch #2 to lock in benefits and a lifetime discount.
Direct access to our team + 1:1 support
20% discount off annual subscription
Input on new features and development