Homeownership with your partner, simplified
Co-ownerOS™ is an app for unmarried couples to manage homeownership. Protect and grow, together.
Homeownership is tough for unmarried couples.
With Co-ownerOS™, it's easy.
We’ve spent 41,500+ hours and helped hundreds of unmarried couples navigate co-ownership to bring you Co-ownerOS™.
Streamline decision-making
Tackle big decisions—and little ones, too—with expert guidance at every step. Co-ownerOS™ makes it easy to discuss and get on the same page about finances, ownership interests, rights and responsibilities, risk-handling, and more.
No guesswork, no uncomfortable chats.
Create customized agreements
You love each other, but that's not a legal framework. Co-ownerOS™ helps you get everything in writing to clarify mutually-agreed terms and protect one another.
Create your Co-ownership Agreement
Generate a Memorandum of Agreement
Digitally sign to execute from anywhere
Update anytime with a few taps
Plan for the future
Things change. It's not just a breakup you have to think about. Define your exit strategy to ensure a smooth transition for the eventual sale, transfer, or unwind of your co-ownership arrangement.
Manage paperwork, like a boss
Keep track of all your important files, records, and receipts related to co-ownership in one place. Your secure document vault provides easy access, sharing, and version control.
Blockchain authentication from both partners keeps things transparent and ensures your docs are always there when you need them.
How it works
Plan, manage, and track co-ownership with your partner—in one place.
Why wing it?
Wing it | Pay attorney to draft agreements |  Co-ownerOS™ | |
|---|---|---|---|
| Cost | Free | $5,000 - $10,000 | $30/month/co-owner |
| Risk level | High | Elevated | Low |
| Protection | None | Moderate | Strong |
| Guidance | None | One-time | Ongoing |
| Support | None | Limited | Ongoing |
💪 No guesswork, more upside.
Save $10k on upfront legal fees
Save 120 hours a year on admin
Avoid conflict, court, and probate
FAQs
Your questions, answered.
Co-ownership is when two or more people who are not married to one another own a home together.
Friends, family members, or couples—or any combination—can own a home together.
Co-ownership is also called shared homeownership, fractional homeownership, or joint homeownership.
Co-ownerOS™ is an app to help you plan, structure, and manage co-ownership together efficiently and effectively.
With Co-ownerOS™, you’re able to manage co-ownership like a pro:
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime
Co-ownerOS™ puts co-owners in control over the entire lifecycle:
- Avoid guesswork and conflict
- Save $1,000s on legal fees
- Save 120 hours a year on admin
- Protect relationships, investments, and the home
Instead of winging it, you can de-risk, protect, and build wealth.
Co-ownerOS™ helps folks who own a home together:
- Friends
- Family members
- Unmarried couples
- Couples
- Combinations of the above
Today, we're setup to help those who:
1. Co-own a home in the U.S.
2. Co-own a home as a group of 2 to 4 total (excluding renters, kids, anyone not on Title)
We're working to expand our offering.
Co-ownerOS™ subscription:
$30.00 / person / month, paid annually
$21.00 / person / month, paid annually (30% off Beta batch #1)
That’s less than the cost of one coffee a week to protect your relationships, investment, and home.
Note: The discount is a limited time offer. It's valid for co-owners who join the waitlist and who meet the criteria we've outlined. Discount is extended on a first-come, first-served basis.
A beta is when our app is opened up for more people to try. During this phase, we invite a larger group to use the app and tell us what they think. Your feedback helps us spot any issues and improve the app before its full release. It's a team effort to make the app the best it can be.
Join the waitlist for our beta here.
Co-ownerOS™ Beta is live!
We've notified all private beta participants, and we're inviting folks from the waitlist in stages. Sign up now to save your spot.
We created a course just for you: How to CoBuy a Home with Friends, Family, or Your Partner.
Our co-owners say it best
Starla, Robert
Unmarried Couple Co-owners
Candace, Gabriel
Unmarried Couple Co-owners
Having a step-by-step process helps, especially with the nitty gritty. It makes things feel feasible and reasonable.
Now it’s like ‘if that happens, we've already got this plan in place’.
I would absolutely recommend CoBuy!"
Genya, partner, family
Unmarried Couple + Family Co-owners
✨ Get early access
Join the Beta waitlist. We're live!
Direct access to our team + 1:1 support
30% discount off annual subscription
Input on new features and development