CoBuy Wizard™NEW
Get your
CoBuy Decision Brief™ before you buy together.
A decision-grade summary of readiness, risks, alignment, and next steps for co-buyers.
CoBuy Decision Brief™ delivered in 48 hours.
$250 per group. Co-buyers you invite join free.
Featured by
96% of co-buyers need clarity.
Most co-buyers skip alignment—until it costs them.
$15K-$50K+
Failed transaction
Discover you want different things after deposits are down and inspections are done.
$20K–$100K
Forced sale or buyout dispute
No agreement means no exit plan. When someone wants out, lawyers get involved.
9+ months
Probate freeze
Co-owner dies without planning. Survivor stuck paying alone, can't sell or refinance.
Find the gaps before they cost you.
Get your CoBuy Decision Brief™ · $250 per group
🧙♂️ How CoBuy Wizard works.
1
Invite Co-buyer(s)
Add the people you're buying with. Each person gets a private link.
2
Check Alignment
Money, ownership, decisions, exit scenarios. Each person answers independently.
3
Get your CoBuy Decision Brief™
We review responses and email your CoBuy Decision Brief™ within 48 hours.
What recent co-buyers say
After completing CoBuy Wizard, groups receive a CoBuy Decision Brief™ outlining alignment, risks, and next steps.
“We thought we were on the same page going in, but our Decision Brief showed us where we actually agree, where we still need information, and what can wait versus what needs to be worked out before we buy.”
“Going through the Wizard showed me where our group was already aligned and where we still had work to do. It also made me think through parts of my own plan I hadn't fully figured out yet. That was honestly the most useful part.”
“The questions made me realize how much I hadn't thought through yet. Things like what happens if someone wants out, or how we'd handle repairs. Stuff that matters but doesn't come up until it's a problem. Seeing it laid out made us actually have the conversation.”
Why do co-buyers skip protection?
Here's what they tell themselves.
“I'm not sure where to start.”
Neither were 96% of co-buyers we surveyed. That's why they end up winging it.
“I got a $10,000 quote from an attorney.”
So they skip it entirely. Then pay more later when things go wrong.
“I'll get to it eventually.”
Eventually becomes never. Then someone loses a job, wants out, or dies—and there's no plan.
“We trust each other. We don't need paperwork.”
Trust doesn't prevent disagreements. It doesn't define who gets what. It doesn't hold up in court.
“I'll deal with it if something comes up.”
By then, you're in conflict mode—emotional, expensive, and adversarial. Prevention costs less than cure.
We get it. We've worked with 3,500+ co-buyers since 2016.
51,500+
Hours of hands-on experience
200+
CoBuy-certified™ Pros
10 years
Building for co-buyers
Co-buying is growing.
Protections aren't.
31.5%
of US home purchases involve co-buyers
96%
of co-buyers need an agreement but don't have one
64M
Americans co-own with someone outside spouse
Banks treat you as individuals. Attorneys don't specialize. Real estate agents rarely know how to help. Most co-buyers fall through the cracks—until something goes wrong.
Source: CoBuying & Co-owning a Home 2026 Report
🪄 CoBuy Wizard is the first step.
The first step smart co-buyers take before money is on the line.
Get your CoBuy Decision Brief™
$250 per group
CoBuyer success stories.
Hear from past CoBuy customers in their own words.
Genya, Partner & Family
Unmarried couple + Relatives • Seattle, WA
“Our questions were around how is this going to work? What will it actually look like? And is there any liability? Having that step-by-step process was great.”
Candice & Gabriel
Unmarried couple • Oakland, CA
“I didn't really know where to start because we had different financial situations. How would that work out? CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together.”
Christina, Edwina, Jason
Multi-generational household • Port Angeles, WA
“Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom! We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way.”
Starla & Robert
Unmarried couple + Kids • Seattle, WA
“We didn't know how long it was going to take or what the process was going to be like not being married. We wanted to do it intelligently and safely for both of us. It was nice to have somebody to help guide us. CoBuy was great!”
Nate & Amber
Friends • West Seattle, WA
“You want to know that you're taking care of yourself and your co-owner. CoBuy answered questions that we didn't even know we had. You can make it happen. CoBuy is 100% the company I'd recommend to do that work with.”
Peggy, Terry, Ray
Married couple + Friend • Issaquah, WA
“We decided to use CoBuy's expertise to help us navigate the process. I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done.”
Lenders, agents, attorneys trust CoBuy.
CoBuy-certified™ Pros are trained to support multi-party buyers with clarity and structure.
“CoBuy gives you the resources to make homeownership adapt to your needs while covering all of the practical and technical bases.”
Edward Ong
Principal, RE Broker, Attorney
Corpen Real Estate Group
“As friends, siblings, and unmarried partners team up to purchase real estate, CoBuy becomes the proactive solution.”
Rene Perez Jr.
Founder, RE Broker
ContextRE
“People often join together to buy property, but they don't know how to do it. CoBuy is a great solution.”
Fred Glick
Founder, RE/Mortgage Broker
Arriva, Inc.
“CoBuy helps folks to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected.”
Trevor Reese
Area Manager, Loan Officer
Kind Lending
“CoBuyers find homes faster—they're clear on what they're looking for due to the CoBuy program. When they find 'the' home, they are ready to make a decision.”
Don Koonce
RE Agent
Windermere
“CoBuy empowers buyers with step-by-step guidance and support. Their process helps the parties navigate a complex purchase process and prepare for successful co-ownership.”
Lyssa Paul
Attorney
Paul Law Group
FAQs
Your questions, answered.
What is the CoBuy Decision Brief™?
The CoBuy Decision Brief™ is a decision-grade summary generated after your group completes the CoBuy Wizard™. It assesses your readiness based on eligibility and viability, highlights key risks, and outlines the appropriate next steps before you co-buy.
Can you buy a house with friends or family?
Yes. Friends, siblings, and family members can buy a home together.
Co-buying can make ownership more accessible, but it also introduces complexity around money, ownership, and decision-making that most standard home-buying processes don't address. CoBuy Wizard helps surface those issues early.
Is buying a home together risky?
It can be. Most co-buying problems don't come from lack of trust—they come from misaligned expectations around finances, ownership structure, and exit scenarios. Identifying those gaps before moving forward is the simplest way to reduce risk.
Can co-buyers include a mix of occupants and non-occupants?
Yes. CoBuy Wizard supports situations where some co-buyers plan to live in the home and others do not. What matters is aligning expectations around money, ownership, and decision-making before moving forward.
Do co-buyers need an agreement?
In most cases, yes. When multiple people buy a home together, informal understandings often break down over time.
CoBuy Wizard doesn't create agreements, but it helps you and your co-buyer(s) understand whether you're aligned enough to move forward and what questions still need to be resolved.
Ready to move forward? Check out Co-ownerOS™, where you can create custom agreements, manage documentation, and track everything to do with your co-owned home. Plan, manage, protect—in one place.
What happens after we complete the CoBuy Wizard?
You'll see your alignment results immediately. Next, our team reviews your responses and follows up with a CoBuy Decision Brief™ within 48 hours. It'll outline readiness, risks, and recommended next steps.
How long does the CoBuy Wizard take?
Each person answers independently. How long it takes depends on your group. A motivated pair who's already talked through the basics might finish in a single sitting. Larger groups or groups earlier in the conversation usually take longer. Your CoBuy Decision Brief™ is delivered within 48 hours of everyone completing the Wizard.
How much does CoBuy Wizard cost?
$250. One-time, per group. The person who creates the group pays. Co-buyers you invite join at no cost. Your group gets a CoBuy Decision Brief™: a decision-grade summary of readiness, risks, alignment, and next steps before money is on the line.
Who CoBuy Wizard is for.
Unmarried couples
buying a home together
Friends
buying a home together
Siblings
buying a home together
Multi-gen
buying across generations
Multiple couples
Teaming up
Any mix
buying with people you trust
CoBuy Wizard works whether all buyers plan to live in the home or not.
Why wing it?
Find out now—not after it costs you.
$250. One-time. Per group. 3,500+ co-buyers started here.
Not ready to commit yet? Take CoBuy's 1-minute Snapshot or check out our free co-buying course.