Align Before You Co-buy.
A practical first step for friends, family, and couples buying a home together.
94% of co-buyers need formal clarity.
Most co-buyers skip alignment—until it costs them.
Discover you want different things after deposits are down and inspections are done.
No agreement means no exit plan. When someone wants out, lawyers get involved.
Co-owner dies without planning. Survivor stuck paying alone, can't sell or refinance.
🧙♂️ How CoBuy Wizard works.
Add the people you're buying with. Each person gets a private link.
Money, ownership, decisions, exit scenarios. Each person answers independently.
We review responses and email your CoBuy Decision Brief™ within 48 hours.
Why do co-buyers skip protection?
Here's what they tell themselves.
Neither were 94% of co-buyers we surveyed. That's why they end up winging it.
So they skip it entirely. Then pay more later when things go wrong.
Eventually becomes never. Then someone loses a job, wants out, or dies—and there's no plan.
Trust doesn't prevent disagreements. It doesn't define who gets what. It doesn't hold up in court.
By then, you're in conflict mode—emotional, expensive, and adversarial. Prevention costs less than cure.
We get it. We've worked with 3,500+ co-buyers since 2016.
Co-buying is growing.
Protections aren't.
Banks treat you as individuals. Attorneys don't specialize. Real estate agents rarely know how to help. Most co-buyers fall through the cracks—until something goes wrong.
CoBuyer success stories.
"Our questions were around how is this going to work? What will it actually look like? And is there any liability?
Having that step-by-step process was great."
"I didn't really know where to start because we had different financial situations. How would that work out?
CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together."
"Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom!
We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way."
"We didn't know how long it was going to take or what the process was going to be like not being married.
We wanted to do it intelligently and safely for both of us.
It was nice to have somebody to help guide us. CoBuy was great!"
"You want to know that you’re taking care of yourself and your co-owner.
CoBuy answered questions that we didn't even know we had.
You can make it happen. CoBuy is 100% the company I'd recommend to do that work with."
"We decided to use CoBuy’s expertise to help us navigate the process.
I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done."
Lenders, agents, attorneys trust CoBuy.
CoBuy-certified™ Pros are trained to support multi-party buyers with clarity and structure.
CoBuy gives you the resources to make homeownership adapt to your needs while covering all of the practical and technical bases.
Edward Ong
As friends, siblings, and unmarried partners team up to purchase real estate, CoBuy becomes the proactive solution.
Rene Perez Jr.
People often join together to buy property, but they don't know how to do it. CoBuy is a great solution.
Fred Glick
CoBuy helps folks to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected.
Trevor Reese
CoBuyers find homes faster...they're clear on what they're looking for due to the CoBuy program. When they find ‘the’ home, they are ready to make a decision.
Don Koonce
CoBuy empowers buyers with step-by-step guidance and support. Their process helps the parties navigate a complex purchase process and prepare for successful co-ownership.
Lyssa Paul
FAQs
Your questions, answered.
Yes. Friends, siblings, and family members can buy a home together.
Co-buying can make ownership more accessible, but it also introduces complexity around money, ownership, and decision-making that most standard home-buying processes don’t address.
CoBuy Wizard helps surface those issues early.
It can be.
Most co-buying problems don’t come from lack of trust—they come from misaligned expectations around finances, ownership structure, and exit scenarios.
Identifying those gaps before moving forward is the simplest way to reduce risk.
Yes.
CoBuy Wizard supports situations where some co-buyers plan to live in the home and others do not. What matters is aligning expectations around money, ownership, and decision-making before moving forward.
In most cases, yes.
When multiple people buy a home together, informal understandings often break down over time.
CoBuy Wizard doesn’t create agreements, but it helps you and your co-buyer(s) understand whether you're aligned enough to move forward and what questions still need to be resolved.
Ready to move forward? Check out Co-ownerOS™, where you can create custom agreements, manage documentation, and track everything to do with your co-owned home. Plan, manage, protect—in one place.
You’ll see your alignment results immediately.
Next, our team reviews your responses and follows up with a CoBuy Decision Brief™ within about 48 hours. It'll outline readiness, risks, and recommended next steps.
It's interactive.
Each person answers independently, and the Wizard is designed to surface differences in expectations. It's not about rushing decisions.
If you and your co-buyers are motivated and available, you can knock it out in as little as 20 minutes.
It's really down to you.
CoBuy Wizard is free during Early Access. It’s designed as the first step for people seriously considering buying a home together.
Who CoBuy Wizard is for.
buying a home together
buying a home together
buying a home together
buying across generations
Teaming up
buying with people you trust
Why wing it?
Check out our free co-buying course.