Co-ownership, simplified.
Co-ownerOS™ makes home co-ownership simple. Tackle decisions, create agreements, and take control of your home co-ownership.
💪 No guesswork, more upside.
We’ve worked 41,500+ hours tackling co-ownership, so you don’t have to.
One tool to manage home co-ownership, together.
Money matters
Plan finances, expenses, and payments.
Ownership
Define structure and individual interests.
Risks
Identify, safeguard, and specify remedies.
Admin
Streamline day-to-day tasks.
Rights & responsibilities
Align goals and expectations, flexibly.
Exit strategy
Prepare for eventual unwind or transfer.
Built to make co-owning a home easy.
Co-ownerOS™ puts you in control over the full ownership lifecycle.
Set your terms
Collaborate in real-time with step-by-step guidance to set the terms of your co-ownership arrangement. An intuitive workflow streamlines decision-making. Eliminate guesswork, avoid drama.
Create flexible agreements
Generate, review, and digitally sign agreements. Executed agreements are encrypted and recorded to blockchain. Need to make a change? No problem. Modify, confirm, and re-execute in a few taps.
Organize docs, records, receipts
Store all your important files in one place with easy access, sharing, and version control. Authentication by all co-owners marks files as legit. Breathe easier when tax season rolls around, or it’s time to sell.
Seriously secure.
You control your data. We go to great lengths to keep it safe and secure.
Multi-factor ID verification
Government ID cross-referenced with live imaging and personal verifiers.
Blockchain authentication
Smart contracts from the world's fastest, most secure blockchain network.
256-bit advanced encryption
Data encryption algorithms used by the United States National Security Agency.
Cover your risk, build wealth.
With Co-ownerOS™, manage your co-investment like a pro—and enjoy the upside.
Nobody knows co-ownership better. We've worked with thousands of co-buyers and co-owners, and been there ourselves.
Save $10k on upfront legal fees
Eliminate 120 hours of annual admin
Avoid conflicts, court, and probate
Minimize unexpected tax consequences
Plan your exit strategy
FAQs
Your questions, answered.
Co-ownership is when two or more people who are not married to one another own a home together.
Friends, family members, or couples—or any combination—can own a home together.
Co-ownership is also called shared homeownership, fractional homeownership, or joint homeownership.
Co-ownerOS™ is an app to help you plan, structure, and manage co-ownership together efficiently and effectively.
With Co-ownerOS™, you’re able to manage co-ownership like a pro:
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime
Co-ownerOS™ puts co-owners in control over the entire lifecycle:
- Avoid guesswork and conflict
- Save $1,000s on legal fees
- Save 120 hours a year on admin
- Protect relationships, investments, and the home
Instead of winging it, you can de-risk, protect, and build wealth.
Co-ownerOS™ helps folks who own a home together:
- Friends
- Family members
- Unmarried couples
- Couples
- Combinations of the above
Today, we're setup to help those who:
1. Co-own a home in the U.S.
2. Co-own a home as a group of 2 to 4 total (excluding renters, kids, anyone not on Title)
We're working to expand our offering.
Co-ownerOS™ subscription:
$30.00 / person / month, paid annually
$21.00 / person / month, paid annually (30% off Beta batch #1)
That’s less than the cost of one coffee a week to protect your relationships, investment, and home.
Note: The discount is a limited time offer. It's valid for co-owners who join the waitlist and who meet the criteria we've outlined. Discount is extended on a first-come, first-served basis.
A beta is when our app is opened up for more people to try. During this phase, we invite a larger group to use the app and tell us what they think. Your feedback helps us spot any issues and improve the app before its full release. It's a team effort to make the app the best it can be.
Join the waitlist for our beta here.
Co-ownerOS™ Beta is live!
We've notified all private beta participants, and we're inviting folks from the waitlist in stages. Sign up now to save your spot.
We created a course just for you: How to CoBuy a Home with Friends, Family, or Your Partner.
Leading industry pros agree.
"Homeownership is not one-size-fits-all. CoBuy gives you the resources to make homeownership adapt to your needs while covering all of the practical and technical bases."
Edward Ong
Principal • Broker • Attorney
Corpen Real Estate Group
“CoBuy helps folks to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected. Efficient, effective, everybody wins.”
Trevor Reese
Area Manager
Revolution Mortgage
"It's important to get all parties on the same page on issues that don’t show up on loan or purchase documents. Having CoBuy to manage this can make all the difference."
Frank Sandoval
Loan Officer
U.S. Bank
✨ Get early access
Join the Beta waitlist. We're live!
Direct access to our team + 1:1 support
30% discount off annual subscription
Input on new features and development
